Stay entertained with free checking that pays you to shop online — and gives you unlimited ATM refunds.

Key Features

  • Online shopping credits
  • No monthly maintenance fees
  • Unlimited ATM fee refunds, nationwide*
  • Free anywhere banking services
  • Free checking that pays you to shop online
  • Earn $10 in reimbursements for Apple, Amazon, or Google purchases every month*
  • Unlimited reimbursements on ATM withdrawal fees, nationwide*
  • Unlimited check writing and debit card use
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free anywhere banking services, including:
    • Online banking & bill pay
    • Mobile banking with deposit
    • E-Statements
    • Visa® debit card
  • Receive up to $25 for the debit card and unused checks from your previous bank through our Check Buy-Back program
  • $50 minimum deposit to open
  • E-Statements are a condition of this account and, until this condition is met, a $5 paper statement fee will apply.

It’s Easy to Earn Your Rewards

Benefits You’ll Enjoy with KaChing

Shop local, save local with BaZing! savings 

Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

$10,000 travel accidental death coverage2

Peace of mind for the unexpected. 

Pharmacy, vision, and hearing savings

Save money on prescription, eye exams, frames, lenses and hearing services.

Cell phone protection2,3 

Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen. 

ID theft aid2,3 

Includes assistance from a fraud specialist and reimbursement of up to $2,500 for expenses incurred in restoring your identity should it get stolen. 

Roadside assistance

Available 24/7 and free to use, up to 4 instances annually, up to $80 per occurrence.

Buyer's Protection and Extended Warranty1,2 

Newly purchased items are protected for up to $2,500 per item if theft or
accidental breakage occurs during the first 180 days of purchase, when
purchased using your BaZing checking account.


All of the following transactions and activities must post and settle to your Student Checking account during each monthly qualification cycle: 

  • At least 15 debit card purchases

That's all there is to it. Even if you don't meet your qualifications during the cycle, your Student Checking account is still free. And you can get right back to earning your rewards the very next month!

1 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. 

*Eligibility: Enrollment in online banking and electing to receive electronic statements are conditions of opening this account. If these conditions are not met before the end of the second Monthly Qualification Cycle, a paper statement will be mailed and a fee of $5.00 will be charged to this account each subsequent Statement Cycle until the conditions are met. Please contact us for details on how to enroll in online banking and to elect electronic statements. 

To earn rewards: 15 Qualifying transactions must post and settle to the account each Monthly Qualification Cycle. Transactions and activities may take one (1) or more business days from the date the transaction or activity occurred to post and settle to the account. The following activities do not count toward earning account rewards: automated teller machine (“ATM”)–processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by the bank as ATM transactions. Only debit card transactions processed by merchants and received by the bank as point-of-sale (“POS”) transactions count towards qualifying debit card transactions. Debit card transactions must be completed using a PriorityOne Bank debit card associated with this account. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Statement Cycle” means the period of time for which the bank provides a summary of the financial activities and transactions that post and settle to the account holder’s account. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current Statement Cycle through one (1) day prior to the close of the current Statement Cycle.

ATM Fee Reimbursements: If the account qualification is met during the Monthly Qualification Cycle, domestic ATM fees of $4.99 or less per transaction will be reimbursed. ATM fee reimbursements will be credited to your account on the last day of your Statement Cycle. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you within thirty (30) days following the end of the Statement Cycle in which the reimbursement was applicable. If account qualification is not met during Monthly Qualification Cycle, domestic ATM fees will not be reimbursed. 

NOTE:  Apple is a registered trademark of Apple Inc., is a registered trademark of, Inc., and Google is a registered trademark of Google, LLC. Apple Inc.,, Inc., and Google, LLC. are not participants or sponsors of this program.

*Minimum deposit to open is $50. No minimum balance required to earn the rewards.

Free debit card will be mailed within 7 to 10 days; Instant Issue Debit Card is available immediately for a $10.00 charge