APY = Annual Percentage Yield. Rates effective as of 7/1/2020. Fees may reduce earnings. Please contact us for our current rates.
Kasasa Cash*Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $15,000 | 1.02% | 1.02% |
| $15,000+ | 0.05% | 0.10% |
| All balances if qualifications not met | 0.01% | 0.01% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Have at least 1 monthly direct deposit, automatic payment (ACH), or bill payment post and settle
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Personal Money MarketLearn More
| Minimum | Maximum | APY |
|---|---|---|
| $15,000 | $24,999.99 | 0.05% |
| $25,000 | $49,999.99 | 0.10% |
| $50,000 | $99,999.99 | 0.15% |
| $100,000 | $149,999.99 | 0.20% |
| $150,000 | $249,999.99 | 0.25% |
| $250,000 | $499,999.99 | 0.30% |
| $500,000 | $999,999.99 | 0.35% |
| $1,000,000 + | - | 0.50% |
Deposit Accounts
| Account | Minimum Balance to obtain APY | APY |
|---|---|---|
| KaChing with Interest | $1,000 | 0.10% |
| Statement Savings | $100 - $9,999.99 | 0.05% |
| $10,000 + | 0.10% |
Business Interest Checking
| Minimum Balance to Obtain APY | APY |
|---|---|
| $.00 - $9,999.99 | 0.05% |
| $10,000 - $99,999.99 | 0.10% |
| $100,000 - $249,999.99 | 0.15% |
| $250,000.00+ | 0.35% |
Financial PlannerLearn More
| Minimum Balance to Obtain APY | APY |
|---|---|
| $1,000 - $24,999.99 | 0.025% |
| $25,000 - $49,999.99 | 0.05% |
| $50,000 - $99,999.99 | 0.10% |
| $100,000 + | 0.15% |
Premium YieldLearn More
| Minimum Balance to Obtain APY | APY |
|---|---|
| $5,000 - $24,999.99 | 0.025% |
| $25,000 - $39,999.99 | 0.05% |
| $40,000 - $99,999.99 | 0.10% |
| $100,000 + | 0.15% |
Diamonds SavingsLearn More
| Minimum Balance to Obtain APY | APY |
|---|---|
| $10,000 - $24,999.99 | 0.025% |
| $25,000 - $49,999.99 | 0.05% |
| $50,000 - $99,999.99 | 0.10% |
| $100,000 + | 0.15% |
Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)Learn More
| Term | APY | Rate | Minimum to obtain APY | Payment Method | Penalty |
|---|---|---|---|---|---|
| 6 month | 0.05% | 0.05% | $1,000 | Maturity Only | 182 days |
| 12 month | 0.15% | 0.15% | $1,000 | Maturity Only | 365 days |
| 18 month | 0.25% | 0.25% | $1,000 | Annually | 547 days |
| 24 month | 0.35% | 0.35% | $1,000 | Annually | 730 days |
| 30 month | 0.45% | 0.45% | $1,000 | Annually | 912 days |
| 36 month | 0.50% | 0.50% | $1,000 | Annually | 1095 days |
| 48 month | 0.55% | 0.55% | $1,000 | Annually | 1460 days |
| 60 month | 0.65% | 0.65% | $1,000 | Annually | 1825 days |
Penalty for early withdrawal.
CDARSLearn More
| Payment Method | Rate | APY |
|---|---|---|
| 6 month maturity | 0.05% | 0.05% |
| 12 month maturity | 0.15% | 0.15% |
| 24 month maturity | 0.35% | 0.35% |
| 36 month maturity | 0.50% | 0.50% |
