APY = Annual Percentage Yield. Rates effective as of 1/29/2018. Fees may reduce earnings. Please contact us for our current rates.

Current Rate Special

Kasasa Cash*Learn More

Balance Interest Rate APY
0 - $25,000 1.51% 1.52%
$25,000+ 0.25% 1.52% to 0.50%
All balances if qualifications not met 0.10% 0.10%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 monthly direct deposit, automatic payment (ACH), or bill payment post and settle

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Deposit Accounts

Account Minimum Balance to obtain APY APY
KaChing with Interest $1,000 0.10%
Business Interest Checking None 0.05%
Statement Savings $100 0.05%

Financial PlannerLearn More

Minimum Balance to Obtain APY APY
0 - $999.99 0.00%
$1,000 - $24,999.99 0.05%
$25,000+ 0.10%

Premium YieldLearn More

Minimum Balance to Obtain APY APY
$0 - $4,999.99 0.00%
$5,000 - $24,999.99 0.05%
$25,000 - $39,999.99 0.10%
$40,000+ 0.15%

Diamonds SavingsLearn More

Minimum Balance to Obtain APY APY
$0 - $2,499.99 0.00%
$2,500 - $9,999.99 0.05%
$10,000 - $24,999.99 0.10%
$25,000+ 0.15%

Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)Learn More

Term APY Rate Minimum to obtain APY Payment Method Penalty
90 days 0.20% 0.20% $1,000 Maturity Only 90 days
6 month 0.30% 0.30% $1,000 Maturity Only 90 days
12 month 0.40% 0.40% $1,000 Maturity Only 180 days
18 month 0.50% 0.50% $1,000 Annually 180 days
24 month 0.65% 0.65% $1,000 Annually 180 days
30 month 0.75% 0.75% $1,000 Annually 180 days
36 month 0.85% 0.85% $1,000 Annually 180 days
48 month 0.95% 0.95% $1,000 Annually 180 days
60 month 1.25% 1.25% $1,000 Annually 180 days
Penalty for early withdrawal.

CDARSLearn More

Payment Method Rate APY
6 month maturity 0.30% 0.30%
12 month maturity 0.40% 0.40%
24 month maturity 0.65% 0.65%
36 month maturity 0.85% 0.85%