APY = Annual Percentage Yield. Rates effective as of 1/29/2018. Fees may reduce earnings. Please contact us for our current rates.
Current Rate Special
| Balance |
Interest Rate |
APY |
| 0 - $25,000 |
1.51% |
1.52% |
| $25,000+ |
0.25% |
1.52% to 0.50% |
| All balances if qualifications not met |
0.10% |
0.10% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 10 debit card purchases post and settle
- Have at least 1 monthly direct deposit, automatic payment (ACH), or bill payment post and settle
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
| Minimum Balance to Obtain APY |
APY |
| 0 - $999.99 |
0.00% |
| $1,000 - $24,999.99 |
0.05% |
| $25,000+ |
0.10% |
| Minimum Balance to Obtain APY |
APY |
| $0 - $4,999.99 |
0.00% |
| $5,000 - $24,999.99 |
0.05% |
| $25,000 - $39,999.99 |
0.10% |
| $40,000+ |
0.15% |
| Minimum Balance to Obtain APY |
APY |
| $0 - $2,499.99 |
0.00% |
| $2,500 - $9,999.99 |
0.05% |
| $10,000 - $24,999.99 |
0.10% |
| $25,000+ |
0.15% |
Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)Learn More
| Term |
APY |
Rate |
Minimum to obtain APY |
Payment Method |
Penalty |
| 90 days |
0.20% |
0.20% |
$1,000 |
Maturity Only |
90 days |
| 6 month |
0.30% |
0.30% |
$1,000 |
Maturity Only |
90 days |
| 12 month |
0.40% |
0.40% |
$1,000 |
Maturity Only |
180 days |
| 18 month |
0.50% |
0.50% |
$1,000 |
Annually |
180 days |
| 24 month |
0.65% |
0.65% |
$1,000 |
Annually |
180 days |
| 30 month |
0.75% |
0.75% |
$1,000 |
Annually |
180 days |
| 36 month |
0.85% |
0.85% |
$1,000 |
Annually |
180 days |
| 48 month |
0.95% |
0.95% |
$1,000 |
Annually |
180 days |
| 60 month |
1.25% |
1.25% |
$1,000 |
Annually |
180 days |
Penalty for early withdrawal.
| Payment Method |
Rate |
APY |
| 6 month maturity |
0.30% |
0.30% |
| 12 month maturity |
0.40% |
0.40% |
| 24 month maturity |
0.65% |
0.65% |
| 36 month maturity |
0.85% |
0.85% |
