New look, even better rewards! Reward Checking is now Kasasa Cash, a powerful, high yield checking account with all the great features of Rewards, including no monthly service fee or minimum balance to earn rewards. And not only are qualifications quick and easy. They're designed to save you time while you pile on interest!

You could earn up to 1.52% APY each monthly qualification cycle depending on your balance, and you'll also receive ATM fee refunds, not just across Mississippi, but nationwide — with Kasasa Cash, every ATM is your ATM! Enjoy the benefits of this awesome account today!

  • Earn 1.52% APY* on balances up to $25,000
  • Earn 1.52-0.25% APY* on balances over $25,000 depending on balance in account*
  • Earn 0.10% APY* if qualifications are not met
  • ATM fee refunds nationwide*
  • Unlimited check writing and debit card use
  • No monthly service fee or minimum balance to earn rewards
  • Free online banking and bill pay
  • Free mobile banking
  • Free eStatements
  • Free Visa® debit card
  • $50 minimum opening deposit

Earning the Kasasa Cash rewards is so easy, you're probably already doing the following every monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least one monthly direct deposit, automatic payment (ACH), or bill payment post and settle

And if you come up short one month, no problem! The account is still completely FREE, and you can still earn rewards in full the very next cycle!

*Annual Percentage Yield ("APY") is accurate as of 05/06/2013. Rates may change after account is opened.

Minimum deposit to open is $50. No minimum balance required to earn the APY and/or the rewards.

Conditions of the Account: To enroll in online banking and to elect to receive electronic statements. If these conditions are not met before the end of the second Monthly Qualification Cycle, a paper statement will be mailed and a fee of $5.00 will be charged to the account each subsequent Statement Cycle until the condition is met. Please contact us for details on how to enroll in online banking and electing electronic statements.

Qualifications to Earn Rewards: Have at least one (1) direct deposit, automated clearing house ("ACH") payment, or bill pay transaction post and settle each Monthly Qualification Cycle, and have at least ten (10) debit card purchases post and settle each Monthly Qualification Cycle. If account qualifications are met during each Monthly Qualification Cycle, domestic automated teller machine ("ATM") fees of $4.99 or less per transaction are credited to the account on the last day of the Statement Cycle; balances up to $25,000 receive APY of 1.52%; and balances over $25,000 earn an interest rate of 0.25% on the portion of the balance over $25,000, resulting in an APY of 0.25% - 1.52% depending on the balance. Fees may reduce earnings on this account.

If qualifications are not met, domestic ATM fees are not reimbursed and all balances earn 0.10% APY.

Transactions and activities may take one (1) or more business days from the date the transaction or activity occurred to post and settle to the account. The following activities do not count toward earning account rewards: ATM–processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by the bank as ATM transactions. Only debit card transactions processed by merchants and received by the bank as point-of-sale ("POS") transactions count towards qualifying debit card transactions. Debit card transactions must be completed using a PriorityOne Bank debit card associated with this account. If you feel that you have not received the correct ATM fee reimbursement, please contact us. "Statement Cycle" means the period of time for which the bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current Statement Cycle through one (1) day prior to the close of the current Statement Cycle. Limit one (1) Kasasa Cash account per taxpayer identification number.