Rates Calculator

Let us help you earn more cash with the free checking account that pays — just for doing banking basics.

Key Features

  • Really high interest
  • No monthly maintenance fees
  • Unlimited ATM fee refunds, nationwide*
  • Free anywhere banking services
  • Free checking that pays high interest
  • 2.02% APY* on balances up to $15,000
  • 2.02% to 0.25% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met
  • Unlimited refunds on ATM withdrawal fees, nationwide*
  • Unlimited check writing and debit card use
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free anywhere banking services, including:
    • Online banking & bill pay
    • Mobile banking with deposit
    • E-Statements
    • Visa® debit card
  • Receive up to $25 for the debit card and unused checks from your previous bank through our Check Buy-Back program
  • $50 minimum deposit to open
  • E-Statements are required to open and maintain the account ($5 fee for paper statements)

It’s Easy to Earn Your Rewards

All of the following transactions and activities must post and settle to your Kasasa Cash account during each monthly qualification cycle:

  • At least 1 direct deposit, ACH payment, or bill pay transaction
  • At least 10 debit card purchases

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Dec. 20, 2017 to Jan. 16, 2018

Jan. 17, 2018 to Feb. 20, 2018

Feb. 21, 2018 to Mar. 20, 2018

Mar. 21, 2018 to April 17, 2018

April 18, 2018 to May 15, 2018

May 16, 2018 to June 19, 2018

June 20, 2018 to July 17, 2018

July 18, 2018 to Aug. 14, 2018

Aug. 15, 2018 to Sept. 18, 2018

Sept. 19, 2018 to Oct. 16, 2018

Oct. 17, 2018 to Nov. 20, 2018

Nov. 21, 2018 to Dec. 18, 2018

Dec. 19, 2018 to Jan. 15, 2019 

*Annual Percentage Yield ("APY") is accurate as of 11/21/2018. Rates may change after account is opened.

Minimum deposit to open is $50. No minimum balance required to earn the APY and/or the rewards.

Conditions of the Account: To enroll in online banking and to elect to receive electronic statements. If these conditions are not met before the end of the second Monthly Qualification Cycle, a paper statement will be mailed and a fee of $5.00 will be charged to the account each subsequent Statement Cycle until the condition is met. Please contact us for details on how to enroll in online banking and electing electronic statements.

Qualifications to Earn Rewards: Have at least one (1) direct deposit, automated clearing house ("ACH") payment, or bill pay transaction post and settle each Monthly Qualification Cycle, and have at least ten (10) debit card purchases post and settle each Monthly Qualification Cycle. If account qualifications are met during each Monthly Qualification Cycle, domestic automated teller machine ("ATM") fees of $4.99 or less per transaction are credited to the account on the last day of the Statement Cycle; balances up to $15,000 receive APY of 2.02%; and balances over $15,000 earn an interest rate of 0.25% on the portion of the balance over $15,000, resulting in an APY of 0.25% - 2.02% depending on the balance. Fees may reduce earnings on this account.

If qualifications are not met, domestic ATM fees are not reimbursed and all balances earn 0.05% APY.

Transactions and activities may take one (1) or more business days from the date the transaction or activity occurred to post and settle to the account. The following activities do not count toward earning account rewards: ATM–processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by the bank as ATM transactions. Only debit card transactions processed by merchants and received by the bank as point-of-sale ("POS") transactions count towards qualifying debit card transactions. Debit card transactions must be completed using a PriorityOne Bank debit card associated with this account. If you feel that you have not received the correct ATM fee reimbursement, please contact us. "Statement Cycle" means the period of time for which the bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current Statement Cycle through one (1) day prior to the close of the current Statement Cycle. Limit one (1) Kasasa Cash account per taxpayer identification number.