FDIC Special Coverage Program Expires At Year End

Notice of Changes in Temporary FDIC Insurance Coverage for Non-interest Bearing Transaction Accounts

The temporary unlimited deposit insurance coverage on noninterest-bearing accounts will expire at the end of this year. Effective January 1, 2013, noninterest-bearing and interest bearing accounts, including IOLTA and IOTA accounts will be insured by the FDIC up to the standard maximum insurance amount which is $250,000 per depositor, per insured bank, for each ownership category.

For more information regarding the change in the temporary FDIC coverage of noninterest-bearing transaction accounts, visit www.fdic.gov/deposit/deposits/unlimited/expiration.html