Rates

Explore our interest rates below.

APY = Annual Percentage Yield. Rates effective as of 8/17/2023. Fees may reduce earnings. Interest Rates may change after account is opened. Please contact us for our current rates.

Priority Premium*

Balance	Interest Rate	APY
0 – $14,999	3.20%	3.20%
$15000+	0.05%	0.05%
All balances if qualifications not met	0.01%	0.01%

Qualifications

Earning the full rewards is so easy, you’re probably already doing it! To earn your rewards, simply do the following activities and transactions in your Priority Premium account each monthly qualification cycle:

Have at least 15 debit card purchases post and settle
If you don’t meet the qualifications one month, don’t worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Personal Money Market

Minimum	Maximum	APY
$0	$49,999.99	0.00%
$50,000	$99,999.99	0.05%
$100,000	$149,999.99	0.10%
$150,000	$249,999.99	0.15%
$250,000	$499,999.99	0.25%
$500,000	$999,999.99	0.30%
$1,000,000+	–	0.50%

Deposit Accounts

Account	Minimum Balance To Obtain APY	APY
Kaching with Interest	$1000	0.05%
Statement Saving	$100 – $9,999.99	0.01%
Statement Savings	$10,000 – $99,999.99	0.02%
Statement Savings	$100,000 +	0.10%

Business Interest Checking

Minimum Balance To Obtain APY	APY
$0 – $49,999.99	0.00%
$50,000 – $99,999.99	0.10%
$100,000 – $249,999.99	0.15%
$250,000 +	0.25%

Financial Planner

Minimum To Obtain APY	APY
$1,000 – $ 24,999.99	0.03%
$25,000 – $49,999.99	0.05%
$50,000 – $99,999.99	0.10%
$100,000 +	0.15%

Diamond Savings

Minimum To Obtain APY	APY
$10,000 – $ 24,999.99	0.000%
$25,000 – $49,999.99	0.025%
$50,000 – $99,999.99	0.050%
$100,000 +	0.100%

Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)

Term	APY	Rate	Minimum To Obtain APY	Payment Method	Penalty
6 Month	0.50%	0.50%	$1,000	Maturity Only	182 Days
12 Month	0.55%	0.55%	$1,000	Maturity Only	365 Days
18 Month	0.65%	0.65%	$1,000	Annually	547 Days
24 Month	0.75%	0.75%	$1,000	Annually	730 days
36 Month	0.85%	0.85%	$1,000	Annually	1095 days
48 Month	1.00%	1.00%	$1,000	Annually	1460 days
60 Month	1.15%	1.15%	$1,000	Annually	1825 Days

CDARS

Payment Method	Rate	APY
6 Month Maturity	0.25%	0.25%
12 Month Maturity	0.50%	0.50%
36 Month Maturity	0.75%	0.75%

Need Some Extra Cash?

We help customers every day obtain personal loans to provide cash for purchases. Meet with one of lenders today to discuss your options or visit our Personal Lending page for more information.

Rates

Explore our interest rates below.

Priority Premium*

Personal Money Market

Deposit Accounts

Business Interest Checking

Financial Planner

Diamond Savings

Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)

CDARS

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Business Banking

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