Safety First: An Internet Security Overview

Click to Open - Cyber Monday and Online Shopping Season: What You Need to Know to Protect Yourself

Like most bank websites, is divided into two sections. The public, non-transactional section that may be accessed by anyone, and the private, secure online banking section that may only be accessed by customers of the bank with a User ID and Password. Once you're logged into the secure online banking section of our website, "https" in the address bar of the browser and a closed padlock at the bottom of the browser will signal that you have a secure, encrypted connection and may safely transact business.

What is encryption?

Simply put, encryption ensures the privacy of information exchanged between your computer (browser) and our servers by scrambling (encrypting) that information for transmission and deciphering it upon receipt.

How does encryption work?

  • Your browser establishes a secure session with our server, once you have entered a valid User ID and Password at our online banking page.
  • Using a protocol called Secure Sockets Layer (SSL) Encryption, your secure session is authenticated by the exchange of public and private keys.
  • Keys are a random sequence of numbers assigned for each session. Once the keys have been exchanged for a session, these numbers are used to encrypt and decrypt messages transmitted between your browser and our server for the duration of that session.
  • The SSL protocol does more than ensure your privacy; it also prevents other websites from impersonating our online banking website.

What is 128-bit encryption?

The secure, online banking section of our website utilizes 128-bit encryption, the highest level of security currently available to protect Internet communications.

Here's a helpful way to think about encryption. The numbers generated for encryption keys are comparable to a series of combination locks. The more locks you have, and the more possible combinations of locks you have, the more difficult it becomes to decrypt the message. Compared to 40-bit encryption, the previous standard, 128-bit encryption offers 88 additional bits of key length and a far more secure online banking experience.