Rates are effective as of 02/01/2014 and are subject to change. Please contact us for our current rates. APY=Annual Percentage Yield. Fees may reduce earnings.

Kasasa Cash®

Account NameInterest RateAPYMinimum balance to obtain APY
Kasasa Cash1.51%1.52%$0 - $25,000
0.25%1.52%—0.50%$25,001 +
0.10%0.10%Non-qualifying

Earning the Kasasa Cash rewards is so easy, you're probably already doing the following every monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled in and receive free paperless eStatements each month
  • Have at least one monthly direct deposit, automatic payment (ACH), or bill payment post and settle

Checking Accounts

Account NameAPYMinimum balance to obtain APY
Interest Checking0.10%$25,000 +
0.05%$1,500 +
0.05%$1,499 or below
Business Interest Checking0.05%NONE

Personal Savings Accounts

TermAPYMinimum Balance to Obtain APY
Statement Savings0.05%$100
Financial Planner0.00%$0.00 - $1,000
0.10%$1,001 - $24,999
0.15%$25,000 +
Premium Yield0.00%$0.00 - $5,000
0.05%$5,001 - $24,999
0.10%$25,000 - $39,999
0.15%$40,000 +
Diamonds Savings0.00%$0 - $2,499
0.05%$2,500 - $9,999
0.15%$10,000 - $24,999
0.20%$25,000 & Above

* APY = Annual Percentage Yield

Certificate of Deposit (CDs) and Individual Retirement Accounts (IRA)

TermAPYRateMinimum balance to obtain APYPayment MethodPenalty
90 days0.100.10$1,000Maturity Only90 days
6 month (182 days)0.150.15$1,000Maturity Only90 days
12 month (365 days)0.200.20$1,000Maturity Only180 days
18 month (547 days)0.300.30$1,000Annually180 days
24 month (730 days)0.500.50$1,000Annually180 days
30 month (912 days)0.550.55$1,000Annually180 days
36 month (1095 days)0.650.65$1,000Annually180 days
48 month (1460 days)0.750.75$1,000Annually180 days
60 month (1825 days)1.001.00$1,000Annually180 days

CDARS

APYRatePayment Method
0.150.156 month Maturity
0.200.2012 month Maturity
0.500.5024 month Maturity
0.650.6536 month Maturity