Whether it's for a start-up business, a new home or car, a college education or that once-in-a-lifetime vacation, it's important to us to be there for you with flexible loan options. PriorityOne Bank can help you achieve long term goals, as well as meet short term fiscal needs. Our friendly and knowledgeable loan officers make the loan application process easy from start to finish.

Secured and Unsecured Consumer Loans
You don't have to wait to make your dreams come true. Do you need extra money? Our easy application process, local decisions and quick turnaround on loan requests are designed to put money in your pocket, faster. Save money with our competitive rates and flexible terms. Optional low-cost insurance protection is available to ensure payments are made if something happens to you. For maximum convenience, your payment can be drafted directly from your PriorityOne checking account. Save time and money with a PriorityOne consumer loan.

Home Construction Loans
A PriorityOne construction loan provides temporary financing during your new home construction phase. We'll advance funds to you as needed, up to a pre-determined amount. Because you pay interest only on the loan balance that has been advanced, you'll save a substantial amount of money in interest. Ask us how easy it can be to finance your new home construction with PriorityOne Bank.

Automobile Loans
Our automobile loans can help you buy that new car, with payments that fit your budget. We offer low competitive fixed rates and flexible terms for new and pre-owned cars.

VISA Credit Cards
Enjoy the security and convenience of making purchases with a PriorityOne Visa and enjoy great features including no annual fee, a 25 day grace period, travel and accident insurance, worldwide acceptance and 24 hour customer service assistance.

To view your Visa Statement online go to: www.mycardstatement.com
You will need a User Name and Password to view your account. If it's your first time, you will need to enroll. You will need your 16 digit card number.

EasyLine Line of Credit
Our EasyLine Line of Credit allows you to manage your finances with more control. Once the line is established, you may borrow against it, pay back and borrow again. This product can help you to cover unexpected expenses or consolidate high credit card debt and save you money.

PriorityOne Home Equity Loans
A Home Equity Loan is an ideal solution when you need a lump sum of money for a specific expenditure, such as college tuition, improvements to your home, or if you simply wish to reduce non-deductible credit card and consumer debts. Ask us today how a PriorityOne Home Equity Loan can help to make that dream a reality.

Education Loans
PriorityOne Bank has partnered with Jackson, MS-based Education Services Foundation (ESF) to offer you a variety of attractive college lending options, including Federal Stafford Loans for students and Federal PLUS Loans for parents. Read on for general information on these lending options. Or, click here to learn more specifics about these low-cost education loans and other advantages our partnership avails PriorityOne Bank customers, such as access to online applications and loan tracking, as well as free college planning advice.

Subsidized Stafford Loans - Available to students who prove financial need. You provide information (through the Free Application for Federal Student Aid (FAFSA) form) which is used by the college's financial aid office to determine financial need based on your individual situation. The Federal Government pays interest until student graduates or drops below half-time status on Subsidized Stafford Loans.

Unsubsidized Stafford Loans - Unsubsidized loans are available for student who are unable to prove financial need. The Free Application for Federal Student Aid (FAFSA) form is used by your college's financial aid office to determine financial need.

PLUS Loans - PLUS loans are available to creditworthy parents, adoptive parents or spouses of a remarried parent of a dependent undergraduate student who is enrolled at least half time in an eligible institution. PLUS Loans cover the cost of attendance, minus other financial aid. Parents are responsible for repaying the PLUS loan; flexible repayment options are available.

Refinancing
How do you know if you are a good candidate for mortgage refinancing? Ask us! If you've been in your home for some time, you may be able to save a substantial amount of money by refinancing your mortgage at a lower rate. Why pay a higher rate than you need to? Contact us today to find out if you can save money immediately by refinancing your current mortgage loan.

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