Buying a home presents its own set of challenges. Securing affordable financing shouldn't be one of them. That's why the friendly and experienced loan originators at PriorityOne Bank do everything in their power to take the hassles and the headaches out of the process. From quick, local decision making to flexible scheduling options, our lending team does what it takes to make your life easier.


We also have a full service Mortgage Department available to help you. Click here to be redirected to the PriorityOne Mortgage website.

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PriorityOne Bank offers a wide variety of home loan options. Our friendly and experienced lending professionals are ready to help you select the right type of mortgage loan for your particular needs.


It's our job to find the right loan solution for you. We'll help you pre-qualify for your loan, so that you'll know just how much of a home you can afford. Plus, we offer very competitive rates and fees. So whether you're shopping for your first home, looking for a larger home, or need to refinance your current home mortgage, call on us.


Conventional Mortgage Loans

A conventional mortgage loan offers the lowest rates to borrowers.


  • Our conventional mortgage loans can save you a substantial amount of money in interest charges.
  • Customers with good credit history can save money with a lower interest rate offered by a conventional mortgage loan.
  • Conventional mortgage loans can be used to finance a home for a variety of financing periods. Additionally, you can structure your mortgage loan term with payments to fit your budget.
  • Points (pre-paid interest) are charged to cover loan process expenses. This pre-paid interest essentially reduces the interest rate on your loan, which in turn reduces the monthly loan payment amount.

Home Equity Loans

  • Competitive rates
  • Loan value based on your home's value
  • Interest may be tax deductible*
  • Use funds for any purpose
  • Local decision-making
  • Personal service

Home Equity Line of Credit

  • Competitive rates
  • Loan value based on your home's value
  • Only pay interest on what you use
  • Interest may be tax deductible*
  • Use funds for any purpose
  • Re-access funds without having to re-apply
  • Local decision-making
  • Personal service
  • Contact us to learn more about POB loans and start your application!

*Consult a tax professional