With four flexible checking options and available added features, PriorityOne checking accounts are another example of how we put your needs first. Whether you prefer Rewards Checking or one of our three other checking plans, there’s one or more just right for you. Stop by any of our convenient branch locations today to open any PriorityOne checking account with a minimum initial deposit of just $50.

Cash In Your Old Checks.
When you open a PriorityOne checking account, you can receive up to $25 for the check card and checks from your previous bank. Contact any branch for details.

Choose The Plan That Suits You Best:

Rewards Checking^
Don’t get charged. Take charge with a free, interest-bearing account that automatically refunds usage fees for any ATM in the U.S.

• Nationwide ATM fee refunds (no receipts required) and attractive interest rate, when all of the following qualifications are met each cycle:
  1. make 10 debit card transactions
  2. have one direct deposit, automatic payment or bill pay post to your account
  3. access online banking
  4. receive electronic statements.
• No minimum balance
• No monthly service charge
• No per check charge
• FREE ATM/VISA® Check Card
• FREE Online Banking and Bill Pay
• FREE return of check images
• FREE easy to balance e-statements

*ATM fees refunded per cycle when qualifications are met. Refunds are automatic and receipts are not required.

**Annual Percentage Yield (APY) accurate as of 12/01/09. Minimum to open account is $50. Rate tiers are as follows: 3.50% APY applies to balances of $.01 - $25,000 and 0.50% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 3.50% APY to 0.50% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. No minimum balance required. No monthly service charge. Available to personal accounts only.

Totally Free Checking^
A FREE account for everyone.

• No minimum balance
• No monthly service charge
• No per check charge
• FREE ATM/VISA® Check Card
• FREE Online Banking and Bill Pay
• FREE return of check images
• FREE easy-to-balance monthly statement

VIP Free Interest Checking^
FREE checking for individuals who meet one of the following criteria: (1) is age 50 or over; (2) has a signer on the account who is age 50 or over; or (3) utilize direct deposit or any automatic payment.

• Competitive interest rate
• No minimum balance
• No monthly service charge
• No per check charge
• FREE ATM/VISA® Check Card
• FREE Online Banking and Bill Pay
• FREE return of check images
• FREE easy-to-balance monthly statement

High Interest Checking
An account for those interested in higher interest.

• Higher interest rates with balances of $1,500 or more
• Competitive interest if balance falls below $1,500
• No per check charge
• Only $6 monthly charge if minimum balance falls below $1,500
• FREE PriorityOne Image Checks
• FREE ATM/VISA® Check Card
• FREE Online Banking and Bill Pay
• FREE return of check images
• FREE easy-to-balance monthly statement
• Fees may reduce earnings

Account Enhancements:

PriorityOne Online Banking
(www.priorityonebank.com)

Provides you highly secured 24-hour access to your accounts and other financial services via the Internet. Ask your PriorityOne customer service representative for a demonstration. Experience the convenience of online banking. Save time and money by accessing your account at no charge.

• Obtain balance information
• Transfer between accounts
• Verify checks paid, withdrawals and deposits
• Order checks
• Our bill pay feature allows you to pay bills online. Once you set up your payee list, you can pay anyone, anywhere in the U.S.
• Online Banking and Bill Pay is free of charge on all personal checking accounts

PriorityOne Check Card / ATM
Works like a personal check, everywhere VISA® is accepted

• Purchases deducted directly from your PriorityOne checking account
• Receipt provided at point of sale
• Monthly statement provides summary of Check Card purchases
• Allows you to access your account at any PriorityOne ATM or around the world at most ATMs
• You may be charged an additional fee by the ATM owner when using other ATMs
• There is no service charge

There is a $5.00 fee to replace your lost or stolen card.

PriorityOne Telephone Banking

• 24-hour telephone banking access
• Fast, safe and convenient to use
• Security protected by use of a Personal Identification Number (PIN)
• Call 1-800-748-1705 or in Simpson County 849-6624
• There is no charge for this convenient service
• Access your account information (check balances, verify items paid, transfer funds)

Overdraft Protection
(Credit Approval Required)

• Line of credit applied to your personal checking account in the event of overdraft or insufficient funds
• Avoid overdraft and insufficient funds fees
• Pay balance in full each month or pay minimum payment amount

PriorityOne Diamonds
PriorityOne Diamonds membership is available for customers 50 and better with any personal checking account and $5,000 or more on deposit at PriorityOne Bank, in any combination of accounts.

• Periodic bonus rates on CDs
• Tiered savings account that pays premium savings rates
• Members-only seminars & special events
• Group travel opportunities
• Newsletter
• Diamonds Banker at each PriorityOne Location

^Customer purchases checks. Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

Back To Top