With four flexible checking options and available added features, PriorityOne checking accounts are another example of how we put your needs first. Whether you prefer Totally Free Checking* or one of our three other checking plans, there’s one or more just right for you. Stop by any of our convenient branch locations to open your new PriorityOne checking account today.

Get A FREE Gift, Too.
Even better, when you open a checking account you’ll get a FREE gift, plus you can receive up to $25 for your old check card and checks. Contact any branch for details.

Choose The Plan That Suits You Best:

Totally Free Checking*
A FREE account for everyone.

• No minimum balance
• No monthly service charge
• No per check charge
• FREE ATM/VISA® Check Card
• FREE Online Banking and Bill Pay
• FREE return of check images
• FREE easy-to-balance monthly statement

VIP Free Interest Checking*
FREE checking with the convenience of direct deposit or any automatic payment.

• Competitive interest
• No minimum balance
• No monthly service charge
• No per check charge
• FREE ATM/VISA® Check Card
• FREE Online Banking and Bill Pay
• FREE return of check images
• FREE easy-to-balance monthly statement

50+ Free Interest Checking*
FREE for customers 50 and over.

• Competitive interest
• No minimum balance
• No monthly service charge
• No per check charge
• FREE ATM/VISA® Check Card
• FREE Online Banking and Bill Pay
• FREE return of check images
• FREE easy-to-balance monthly statement

High Interest Checking
An account for those interested in higher interest.

• Higher interest rates with balances of $1,500 or more
• Competitive interest if balance falls below $1,500
• No per check charge
• Only $6 monthly charge if minimum balance falls below $1,500
• FREE PriorityOne Image Checks
• FREE ATM/VISA® Check Card
• FREE Online Banking and Bill Pay
• FREE return of check images
• FREE easy-to-balance monthly statement

Account Enhancements:

PriorityOne Online Banking
(www.priorityonebank.com)

Provides you highly secured 24-hour access to your accounts and other financial services via the Internet. Ask your PriorityOne customer service representative for a demonstration. Experience the convenience of online banking. Save time and money by accessing your account at no charge.

• Obtain balance information
• Transfer between accounts
• Verify checks paid, withdrawals and deposits
• Order checks
• Our bill pay feature allows you to pay bills online. Once you set up your payee list, you can pay anyone, anywhere in the U.S.
• Online Banking and Bill Pay is free of charge on all personal checking accounts

PriorityOne Check Card / ATM
Works like a personal check, everywhere VISA® is accepted

• Purchases deducted directly from your PriorityOne checking account
• Receipt provided at point of sale
• Monthly statement provides summary of Check Card purchases
• Allows you to access your account at any PriorityOne ATM or around the world at most ATMs
• You may be charged an additional fee by the ATM owner when using other ATMs
• There is no service charge

There is a $5.00 fee to replace your lost or stolen card.

PriorityOne Telephone Banking

• 24-hour telephone banking access
• Fast, safe and convenient to use
• Security protected by use of a Personal Identification Number (PIN)
• Call 1-800-748-1705 or in Simpson County 849-6624
• There is no charge for this convenient service
• Access your account information (check balances, verify items paid, transfer funds)

Overdraft Protection
(Credit Approval Required)

• Line of credit applied to your personal checking account in the event of overdraft or insufficient funds
• Avoid overdraft and insufficient funds fees
• Pay balance in full each month or pay minimum payment amount

PriorityOne Diamonds
PriorityOne Diamonds membership is available for customers 50 and better with any personal checking account and $5,000 or more on deposit at PriorityOne Bank, in any combination of accounts.

• Periodic bonus rates on CDs
• Tiered savings account that pays premium savings rates
• Members-only seminars & special events
• Group travel opportunities
• Newsletter
• Diamonds Banker at each PriorityOne Location

PriorityOne Advantage
Overlay your PriorityOne checking account with great additional features that provide savings, security and convenience, all for just $5.00 per month:

• $10,000 24-Hour Accidental Death Insurance – Protection and security for your loved ones
• Identity Theft Insurance – Expert assistance and up to $5,000 in financial relief in the event your identity is stolen
• Payment Card Protection – When your credit, ATM and check cards are registered, just call the toll-free 24-hour number, and all of your card issuers will be notified for you in the event of theft or other loss
• Savers Club® Booklet – money saving offers good for discounts at hotels and resorts, theme parks, movie tickets, car rentals, and more
• RX Advantage™ – Preferred pricing on many prescription medications--brand name and generic--at thousands of pharmacies nationwide
• Coast-to-Coast Vision Plan – Save 20 to 60% when purchasing eyeglasses and contacts, and 10% to 30% on eye exams and surgical procedures
• Everyday Rebates – Get cash back--up to $40 annually--simply by purchasing items you use every day. Your receipts can be turned into cash

Get A FREE Gift!
Open a checking account and get a Free Gift today, plus receive up to $25 for your old check card and checks. Ask for details.

*Customer purchases checks. Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

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